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The following is a binding agreement between you ("enrollee") and Transform Destiny (also D.B.A. Ethical Marketing Academy) upon enrollment in any of our online courses. By enrolling in a course, you indicate consent with this agreement. You also acknowledge and accept the terms of this agreement for any and all other online courses you may enroll in and/or attend in the future.
Transform Destiny shall provide to you access to the online course, including all downloadable course materials, resources and course media through our Members Only area on our website.
(1) Enrollee will pay the full tuition an indicated in the Payment Due paragraph;
(2) The Transform Destiny Materials are the sole and exclusive property of Transform Destiny, and Enrollee will use the Transform Destiny Materials for the sole purpose of taking and passing the course;
(3) Enrollee shall not copy or cause to be copied or reproduced in any way, form, or manner, electronic or otherwise, any of the Transform Destiny Materials, except for personal backup and access use;
(4) Enrollee will keep the Transform Destiny Materials confidential, and will not sell, auction, loan, rent, give away, describe, summarize, or otherwise reveal the Transform Destiny Materials or their contents, to any other person or entity;
(5) Enrollee will not disrupt, disturb, or otherwise unduly interfere with the conduct of any Transform Destiny online course, as determined by Transform Destiny.
(6) Enrollee warrants that Enrollee is not an agent or employee of any other NLP training company and is taking the Transform Destiny Course solely for the purpose of increasing Enrollee's own personal development.
In the event that Enrollee breaches any of Enrollee's agreements and warranties as set forth in clauses 1 through 6 herein, Enrollee agrees that, in addition to and without limitation of any other right or remedy to which Transform Destiny is entitled, Transform Destiny may terminate Enrollee's further participation in the Transform Destiny Online Course and may revoke Enrollee's right to use the Transform materials without refund.
Should you need to cancel or transfer your enrollment, our refund agreement reflects the fact that we incur most of the expenses of your course before you even begin the course.
All cancellation must be submitted to Transform Destiny in writing via written letter or fax. While voicemail will not be an accepted method of cancellation, enrollees may call and speak to a Transform Destiny representative for consultation. Cancellation will be considered official from the date written confirmation is received by Transform Destiny.
In addition, all cancellations must be submitted with a Certificate of Destruction certifying that you have destroyed any and all digital copies of Transform Destiny intellectual property associated with this course. Enrollee may download the Digital Certificate of Destruction form here, 24 hours a day, seven days a week.
All physical product bonuses given to you at the time of enrollment must be returned in resellable condition to receive credit for those items. If any of the items are damaged or worn such that they cannot be resold, the cost of those items will be deducted from any refund given.
Our program Cancellation Agreement is as follows:
| Time Frame | Refund |
| 0 - 10 days from enrollment | Full refund available |
| 11 days or more after purchase | No refund available. |
Minimum payment is due immediately upon enrollment. No enrollment will be held without payment. The balance of your payment is due based upon a calculated rate determined by you at checkout. Enrollee may enjoy continued access to the online course, provided the enrollee's account is in good standing with up-to-date payments.
If the enrollee should default on any payment, the enrollee will have ten (10) days to rectify the situation. If the situation is not rectified in the time given, access to the course will be suspended until payments have been rectified. If the enrollee should be 30 days or more in default, any all special discounts and bonuses will be forfeited and full tuition applies and refund will not be possible.
If the enrollee should default on any installment payment or be in Accounts Receivables for more than 60 days, the result may be cancellation of the enrollment and the Cancellation Agreement will apply. Transform Destiny reserved the right to send any delinquent account to collection.
An NSF returned check or declined credit card charge will carry a fee of $50.
The information provided by Transform Destiny is for educational and informational purposes only, and is made available to you as self-help tools for your own use. When using any material obtained from or through Transform Destiny, whether through in-person, phone, Zoom, webinars, teleseminars, webcams, social media, membership site, and otherwise in a variety of settings, including but not limited to individual and/or group programs, classes, workshops, events, retreats, seminars, consultations and/or trainings, you acknowledge that we are supporting you in our role exclusively as providing education for Coaches, and in no other role. Therefore, we make no representation or warranties that you will achieve any results, income level, or earn any money from this program.
The courts of Salt Lake County in the State of Utah, USA and the nearest US District Court in the State of Utah shall be the exclusive jurisdiction and venue for all legal proceedings arising under these Terms of Use. This Agreement shall be construed under the laws of the State of Utah, USA, excluding rules regarding conflicts of law. The application of the United Nations Convention of Contracts for the International Sale of Goods is expressly excluded.
If any provision of these terms is declared invalid or unenforceable, such provision shall be deemed modified to the extent necessary and possible to render it valid and enforceable. In any event, the unenforceability or invalidity of any provision shall not affect any other provision of these terms, and these terms shall continue in full force and effect, and be construed and enforced, as if such provision had not been included, or had been modified as above provided, as the case may be.
We shall not be liable for damages for any delay or failure of delivery arising out of causes beyond our reasonable control and without our fault or negligence, including, but not limited to, Acts of God, acts of civil or military authority, fires, riots, wars, embargoes, Internet disruptions, hacker attacks, or communications failures.
You agree that these courses are provided as-is and without warrantee for educational purposes only. You also agree to hold harmless and indemnify Transform Destiny, it's agents and Michael Stevenson against any and all claims and actions arising out of the use of these courses, including, without limitation, expenses, judgments, fines, settlements and other amounts actually and reasonably incurred in connection with any liability, suit, action, loss, or damage arising or resulting from your participation in the courses.